
Download Affiliate Overview as PDF Home	Affiliation with A. B. Nicholas Joining ABN as a Registered Affiliate A. B. Nicholas welcomes individuals and firms of all backgrounds who feel that our securities-based financing progras may be of value to their clients. Our criteria for affiliation is simple: 1) Display a commitment and willingness to comply with the firm requirement that no marketing material of any kind may be disseminated pursuant to our financing that has not been approved by ABN beforehand. This applies to websites and any stock email marketing or other publicly available information. Reason: We work with strictly regulated and licensed U.S. institutions that are subject to the scrutiny of the Securities and Exchange Commission, the Internal Revenue Service, and many other government and private regulatory entities. We are no employees of the licensed, major institution that provides this lending facility to our clients. A misleading or false statement about the program can have severe repercussions for both the Affiliate and the ABN program itself. You primary role is simply to refer clients into this fully licensed, regulated lending program, and an ABN consultant is always on-hand to join in a conference call to help you close. You won't need to take it upon yourself when you don't need to do so. 2) Have an existing network of potential clients or potential new Affiliates to refer into the ABN program. Affiliate can be very lucrative for those Affiliates with pre-existing connections suitable for this financial vehicle. However, our services are really not designed for those who wish to create brand new networks with email blasts to purchased lists and so forth. Potential new clients referred to you by our existing clients can be a rich source of new business, and could come from almost any demographic category — from food and wine enthusiasts to yacht owners to real estate developers — but you need to come to us with a pre-existing network, such as a "rolodex" of contacts, or other potential candidates already in place prior to joining us. (Note: You need not be an active Affiliate, but can be passive, via what we call our "passive rolodex" program whereby you will hand over your contact lists to us, which we will hold in confindence per our privacy policy. We will market to your contacts, handle all leads and closing, and credit the client to you. Please note this on your Affiliate Application when you apply, if this is of interest to you.) Those companies or organizations with an existing sales force will be permitted to receive a full share of fees and may determine how to compensate their agents-in-the-field from their fee share if they wish; or they may simply refer their members in a more passive relationship and receive a 10%-of-earnings override for the members they refer to us who refer closed transactions. For organizations, the choice is theirs. Note that fees are set between 1%-4% by the affiliate agent closest to the client. However, we expect that 3% to be the logical cap, as we do our utmost not to overcharge clients. 3) Have a clean background, or if any issues exist, an explanation and supporting information to validate the explanations. We understand that otherwise well-meaning and innocent individuals can find themselves subject to fines or penalties even for very minor or unintended acts; or for being caught in the tailwind of another individual or company's actions for which you were not responsible; or in youthful indiscretions. Note please, however, that non-disclosure at time of application for any criminal or civil legal issue other than traffic violations will be considered a breach of your Registered Affilaite agreement and grounds for immediate termination. We will examine any such applicant's background on a case-by-case basis, but attempts to hide inconvenient background information will be dealt with harshly. However, we seek individuals with clean professional and personal backgrounds. ABN offers two ways to receive compensation: 1) By referring new Registered Affiliates into ABN. Those who do this individually or as an organization can build large networks from whom they will receive 10% of the income received by those agents they bring in. No participation or involvement is required with any transaction as this is passive income that will be paid in perpetuity for the successful work of their new-agent referrals. Individuals may either be active or passive in developing affiliates for ABN. Either option is acceptable. 2) By directly referring in new clients for ABN's securities-based financing programs. Registered Affiliates who opt for this route will receive 1/3 of all fees on every transaction they close at the outset; after the first two successful transactions, this figure rises to 50% of total fees. For example, on a $500,000 credit line with 3% in fees, the total fees will be $15,000. The new Registered Affiliate who sources the client receives 1/3, or $5,000; the Registered Affiliate who found and referred to ABN this successful new Registered Affiliate gets a 10% override of what the new Affiliate makes, or $500, in passive income. These numbers rise to $7,500 and $1,000 respectively when the sourcing Registered Affiliate close any two (2) transactions, effective with the next (third) transaction. Note that we have a special program for active Organizations who wish to play an active role. Such Organizations will have ALL of their members eligible to receive the full 50% upgrade (what we call Gold Status) when any two of the Organization's members close securities-based loan transactions. In other words, the entire organization will be able to receive the new 50%-of-total-fees rate as soon as any combination of two successful transactions has taken place through the organization's membership. This option is only available to those Organization's willing to take an active role in promoting the SBL product to their membership. Agents are de facto contractors of ABN and do not represent the company or ABN's institutional lending partner. . Marketing and Affiliate Support We support our Registered Affiliates in three ways: 1) Education and training. We recommend to every new or prospective Registered Affiliate that they have at least one phone session with a senior consultant at ABN to cover the entire program and to answer any technical questions. These sessions can arm you with the knowledge you need to speak to your prospective clients with greater authority and knowledge before you make the formal referral. After the initial session, ABN will always be ready to assist you with any questions from the field or policy issues via phone or email as you prefer. 2) Marketing Materials. At the bottom of our home page (www.abnicholas.com) you will find a library of links to all of our marketing flyers covering subjects as diverse a LeverageLine SBL™ for Franchisees and our main Overview presentation. All of these can be customized for any Registered Affilaite by simple providing your name, email address and phone, and making the request. As the text of these flyers has been carefully approved, you can freely send them out as you wish. They will contain your contact information so that clients will respond to you rather than ABN. If you are planning to make a serious push forward with our securities-based credit line program, we will also provide you with a custom, secure online Quote Request gateway form that will return results to you and to ABN to ensure crediting of your clients easily. (We will credit them anyway, but this can provide another level of assurance). 3) Field Response Support. During business hours and often even after, an ABN senior consultant will always be on hand to respond to any need to close a transaction so that you don't have to. Patch us into your client call, and we'll do the heavy lifting if you like. We'll field client questions and requests about any aspect of our program, before and after the financing is complete. This level of responsiveness therefore "backstops" our Registered Affiliates to that they will not be left hanging with transaction-killing questions from the field. Affiliates are not, by regulation, permitted to work directly with the licensed and regulated lending institution with which we are partnered, nor are they permitted to formally broker this financing. Our Registered Affiliates role is to introduce and to refer. Only client-owners of the actual accounts and securities may speak with the lender who will manage their account, following ABN's introduction to their licensed advisor at their lender. We do, however, disclose our partner to our Affiliates once a qualified client has come through the system. 4) Unlike private lending facilities, you'll sleep better at night knowing your clients are enjoying outstanding financing with top-notch professional institutional management in a structure that is as comfortable and familiar to them as their existing brokerage or banking accounts, right down to online access, reports on demand, prepayment without penalty, and the best rates and terms in the industry. At ABN, you do not represent a loan program, but you represent your clients in a referral, not brokering, capacity, as you are not an employee of the licensed lender with which we've partnered for this program. This restricts what you are permitted to say, and that is why anything you say in any public venue by way of outreach or marketing must be pre-approved by ABN. This rule is unbending; if you cannot abide by it, we will not be able to extend an affiliate relationship with you. We are paid by our clients and never incentivized in any manner to steer our client to this or that lending program. We put client satisfaction first, and we expect that throughout your work with us at ABN you will too. Technical Requirements: Applicants must accept a criminal background check and be willing to provide a resume and current photo ID via our online application form. We will provide our admission decision promptly no later than 24 hours after submission. Come on over to securities-based financing the way it's supposed to be and join the A. B. Nicholas team today. You'll sleep better knowing your clients are in good hands.

Affiliation with A. B. Nicholas

Joining ABN as a Registered Affiliate

A. B. Nicholas welcomes individuals and firms of all backgrounds who feel that our securities-based financing progras may be of value to their clients.

Our criteria for affiliation is simple:

1) Display a commitment and willingness to comply with the firm requirement that no marketing material of any kind may be disseminated pursuant to our financing that has not been approved by ABN beforehand. This applies to websites and any stock email marketing or other publicly available information. Reason: We work with strictly regulated and licensed U.S. institutions that are subject to the scrutiny of the Securities and Exchange Commission, the Internal Revenue Service, and many other government and private regulatory entities. We are no employees of the licensed, major institution that provides this lending facility to our clients. A misleading or false statement about the program can have severe repercussions for both the Affiliate and the ABN program itself.

You primary role is simply to refer clients into this fully licensed, regulated lending program, and an ABN consultant is always on-hand to join in a conference call to help you close. You won't need to take it upon yourself when you don't need to do so.

2) Have an existing network of potential clients or potential new Affiliates to refer into the ABN program. Affiliate can be very lucrative for those Affiliates with pre-existing connections suitable for this financial vehicle. However, our services are really not designed for those who wish to create brand new networks with email blasts to purchased lists and so forth. Potential new clients referred to you by our existing clients can be a rich source of new business, and could come from almost any demographic category — from food and wine enthusiasts to yacht owners to real estate developers — but you need to come to us with a pre-existing network, such as a "rolodex" of contacts, or other potential candidates already in place prior to joining us. (Note: You need not be an active Affiliate, but can be passive, via what we call our "passive rolodex" program whereby you will hand over your contact lists to us, which we will hold in confindence per our privacy policy. We will market to your contacts, handle all leads and closing, and credit the client to you. Please note this on your Affiliate Application when you apply, if this is of interest to you.)

Those companies or organizations with an existing sales force will be permitted to receive a full share of fees and may determine how to compensate their agents-in-the-field from their fee share if they wish; or they may simply refer their members in a more passive relationship and receive a 10%-of-earnings override for the members they refer to us who refer closed transactions. For organizations, the choice is theirs.

Note that fees are set between 1%-4% by the affiliate agent closest to the client. However, we expect that 3% to be the logical cap, as we do our utmost not to overcharge clients.

3) Have a clean background, or if any issues exist, an explanation and supporting information to validate the explanations. We understand that otherwise well-meaning and innocent individuals can find themselves subject to fines or penalties even for very minor or unintended acts; or for being caught in the tailwind of another individual or company's actions for which you were not responsible; or in youthful indiscretions. Note please, however, that non-disclosure at time of application for any criminal or civil legal issue other than traffic violations will be considered a breach of your Registered Affilaite agreement and grounds for immediate termination. We will examine any such applicant's background on a case-by-case basis, but attempts to hide inconvenient background information will be dealt with harshly.

However, we seek individuals with clean professional and personal backgrounds.

ABN offers two ways to receive compensation:

1) By referring new Registered Affiliates into ABN. Those who do this individually or as an organization can build large networks from whom they will receive 10% of the income received by those agents they bring in. No participation or involvement is required with any transaction as this is passive income that will be paid in perpetuity for the successful work of their new-agent referrals. Individuals may either be active or passive in developing affiliates for ABN. Either option is acceptable.

2) By directly referring in new clients for ABN's securities-based financing programs. Registered Affiliates who opt for this route will receive 1/3 of all fees on every transaction they close at the outset; after the first two successful transactions, this figure rises to 50% of total fees. For example, on a $500,000 credit line with 3% in fees, the total fees will be $15,000. The new Registered Affiliate who sources the client receives 1/3, or $5,000; the Registered Affiliate who found and referred to ABN this successful new Registered Affiliate gets a 10% override of what the new Affiliate makes, or $500, in passive income. These numbers rise to $7,500 and $1,000 respectively when the sourcing Registered Affiliate close any two (2) transactions, effective with the next (third) transaction.

Note that we have a special program for active Organizations who wish to play an active role. Such Organizations will have ALL of their members eligible to receive the full 50% upgrade (what we call Gold Status) when any two of the Organization's members close securities-based loan transactions. In other words, the entire organization will be able to receive the new 50%-of-total-fees rate as soon as any combination of two successful transactions has taken place through the organization's membership. This option is only available to those Organization's willing to take an active role in promoting the SBL product to their membership.

Agents are de facto contractors of ABN and do not represent the company or ABN's institutional lending partner. .

Marketing and Affiliate Support
We support our Registered Affiliates in three ways:

1) Education and training. We recommend to every new or prospective Registered Affiliate that they have at least one phone session with a senior consultant at ABN to cover the entire program and to answer any technical questions. These sessions can arm you with the knowledge you need to speak to your prospective clients with greater authority and knowledge before you make the formal referral. After the initial session, ABN will always be ready to assist you with any questions from the field or policy issues via phone or email as you prefer.

2) Marketing Materials. At the bottom of our home page (www.abnicholas.com) you will find a library of links to all of our marketing flyers covering subjects as diverse a LeverageLine SBL™ for Franchisees and our main Overview presentation. All of these can be customized for any Registered Affilaite by simple providing your name, email address and phone, and making the request. As the text of these flyers has been carefully approved, you can freely send them out as you wish. They will contain your contact information so that clients will respond to you rather than ABN. If you are planning to make a serious push forward with our securities-based credit line program, we will also provide you with a custom, secure online Quote Request gateway form that will return results to you and to ABN to ensure crediting of your clients easily. (We will credit them anyway, but this can provide another level of assurance).

3) Field Response Support. During business hours and often even after, an ABN senior consultant will always be on hand to respond to any need to close a transaction so that you don't have to. Patch us into your client call, and we'll do the heavy lifting if you like. We'll field client questions and requests about any aspect of our program, before and after the financing is complete. This level of responsiveness therefore "backstops" our Registered Affiliates to that they will not be left hanging with transaction-killing questions from the field.

Affiliates are not, by regulation, permitted to work directly with the licensed and regulated lending institution with which we are partnered, nor are they permitted to formally broker this financing. Our Registered Affiliates role is to introduce and to refer. Only client-owners of the actual accounts and securities may speak with the lender who will manage their account, following ABN's introduction to their licensed advisor at their lender. We do, however, disclose our partner to our Affiliates once a qualified client has come through the system.

4) Unlike private lending facilities, you'll sleep better at night knowing your clients are enjoying outstanding financing with top-notch professional institutional management in a structure that is as comfortable and familiar to them as their existing brokerage or banking accounts, right down to online access, reports on demand, prepayment without penalty, and the best rates and terms in the industry.

At ABN, you do not represent a loan program, but you represent your clients in a referral, not brokering, capacity, as you are not an employee of the licensed lender with which we've partnered for this program. This restricts what you are permitted to say, and that is why anything you say in any public venue by way of outreach or marketing must be pre-approved by ABN. This rule is unbending; if you cannot abide by it, we will not be able to extend an affiliate relationship with you.

We are paid by our clients and never incentivized in any manner to steer our client to this or that lending program. We put client satisfaction first, and we expect that throughout your work with us at ABN you will too.

Technical Requirements: Applicants must accept a criminal background check and be willing to provide a resume and current photo ID via our online application form. We will provide our admission decision promptly no later than 24 hours after submission.

Come on over to securities-based financing the way it's supposed to be and join the A. B. Nicholas team today. You'll sleep better knowing your clients are in good hands.