The interest rates we offer through these loan facilities are the lowest possible for any comparable service. At the time of this writing, rates are between 3% and 7%. Your term sheet will reflect your actual rate offer.
Floating rates are based on the current one-month LIBOR rate and may be prepaid at any time without penalty. Fixed rate loans may also be paid off prior to maturity with a nominal penalty assessed. As with all loan services offered through this facility, you will have the opportunity to discuss your final terms with your advisor prior to settling on your final loan documents. An offer closer to your target may be arranged by negotiating various aspects of your loan offer, and the results built directly into your loan documents.
Most of our loans are interest-only, paid monthly. Borrowers may always pay a portion of the principal too if they so desire. As this is an enhanced credit facility managed by a top-tier, New York brokerage firm, your shares will remain in your own account and title throughout the loan term, never sold to fund the loan.
Please read our FAQ for further details and answers to common questions.
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